BGI/GUV-I 506 E - In good hands. Your Statutory Accident Insurance Functions, services and organization

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Abschnitt 5 BGI/GUV-I 506 E - V. Responsibility for safety and health - what we do.
Functions and services

The risk of a person suffering an occupational accident has been falling continually for years. Nevertheless, should it actually happen, the statutory accident insurance system takes care of it. Through its institutions, the statutory accident insurance institutions for the industrial sector and the public-sector accident insurers, it provides a comprehensive system of preventive measures and benefits for insured individuals and companies. An important aspect is that preventive measures, rehabilitation and compensation are delivered from the same source and are perfectly matched to each other.

The insured individuals receive a comprehensive range of services, extending from preventive measures, through acute care, to occupational re-integration or financial compensation where appropriate. The statutory accident insurance system thus ensures a high level of social protection in schools, occupations and voluntary work.

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Functions and services of the accident insurance institutions

The accident insurance institutions are mandated by law with the following functions:

  • Prevention of occupational accidents, occupational diseases and work-related health hazards, and provision of first aid (the prevention mandate)

  • Medical treatment and rehabilitation

  • Financial compensation